Last updated: 2026-01-01
The Momentum ("we", "us", or "our") operates themomentum.today. This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service.
We do not collect or store your personal data.
The calculator processes all inputs entirely in your browser session. Your financial data (income, savings, home price, etc.) is sent to our server only to perform the calculation and is not logged, stored, or shared with anyone.
We do not require account registration. We do not collect names, email addresses, or payment information through the calculator itself.
We may use privacy-respecting analytics (such as privacy-focused analytics tools) to understand how visitors use our site. This may include:
This data is aggregated and anonymized. We do not track individual users.
We use minimal cookies only if required by analytics or third-party services. We do not use tracking cookies for advertising purposes.
Our site may include links to third-party websites or services. We are not responsible for the privacy practices of those external sites. We encourage you to review their privacy policies.
If you use the AI explanation feature, your calculation inputs are sent to our AI provider (OpenRouter) to generate a personalized interpretation. We do not store the AI provider's responses. Please review OpenRouter's privacy policy for details on how they handle data.
We take reasonable measures to protect information transmitted to our server, including the use of HTTPS encryption. However, no method of transmission over the Internet is 100% secure.
Our Service is not directed at anyone under the age of 13. We do not knowingly collect personal information from children.
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.
If you have questions about this Privacy Policy, please contact us at hello@themomentum.today.